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Montana: social security tax

Whether your state taxes Social Security retirement benefits, and the income limits that decide who pays.

Single detailed source

Does the state tax Social Security?	Yes
How it works	Taxed to the same extent as on your federal return; there is no Social Security exemption. People 65 and older get a separate $5,500 subtraction.

Federal tax on benefits is separate and depends on your total income. State rules are for tax year 2026 unless noted.

General information only, not legal, insurance or financial advice. Not affiliated with any government agency. Exceptions can apply. Confirm with the state agency, the court or a licensed professional in Montana.

How Montana compares

8 of 51 states and DC share this answer (Yes): Colorado, Connecticut, Minnesota, New Mexico, Rhode Island, Utah, Vermont.

Also for Montana: Medicaid long-term care in Montana · Small estate limits in Montana · Will and trust rules in Montana · Estate and inheritance tax in Montana · Common law marriage in Montana · Property tax rates in Montana · Medicaid expansion in Montana · Inheritance tax in Montana · All Montana rules on one page

How we checked this

The list of eight taxing states matches Kiplinger, AARP and other 2026 trackers. Income limits come from each state's revenue department instructions and statutes, as compiled by a state-source table reviewed October 30, 2026. Last checked: November 12, 2026. Laws change; confirm with the state agency or a licensed professional before acting.

Cross-checked sources agree   Checked on official source confirmed on a government, court or legislature site   Single detailed source one detailed table built from statutes or official data   Under review sources disagree; read the note and the law.