Guides we're preparing
The 5-year look-back explained
Guide in preparationPenalty period calculations
Guide in preparationExempt transfers
Guide in preparationSpend-down steps
Guide in preparationLook-back rules by state
Guide in preparationPlanning timeline
Guide in preparation
Guide in preparationPenalty period calculations
Guide in preparationExempt transfers
Guide in preparationSpend-down steps
Guide in preparationLook-back rules by state
Guide in preparationPlanning timeline
Guide in preparation
How our timelines work
Step-by-step stages
Each guide breaks a process into the stages people actually go through.
Each guide breaks a process into the stages people actually go through.
State-by-state rules
Deadlines and waiting periods differ by state, so we show them separately.
Deadlines and waiting periods differ by state, so we show them separately.
Dated and sourced
Every guide shows when it was last reviewed and links to the official rules it relies on.
Every guide shows when it was last reviewed and links to the official rules it relies on.
General information only, not legal, insurance or financial advice. Not affiliated with any government agency.