Medicaid long-term care rules by state
The home equity limit, the look-back period for gifts and transfers, and the asset limit for nursing home Medicaid.
General information only, not legal, insurance or financial advice. Not affiliated with any government agency. Rules have exceptions; open your state for details and the law it comes from.
| State | Home equity limit | Look-back |
|---|---|---|
| Alabama | $1,130,000 | 60 months (5 years) |
| Alaska | $752,000 | 60 months (5 years) |
| Arizona | $752,000 | 60 months (5 years) |
| Arkansas | $752,000 | 60 months (5 years) |
| California Under review | No limit | 30 months for nursing home Medi-Cal (being phased in; none for home-care waivers) |
| Colorado | $1,130,000 | 60 months (5 years) |
| Connecticut | $1,130,000 | 60 months (5 years) |
| Delaware | $752,000 | 60 months (5 years) |
| District of Columbia | $1,130,000 | 60 months (5 years) |
| Florida | $752,000 | 60 months (5 years) |
| Georgia | $752,000 | 60 months (5 years) |
| Hawaii | $1,130,000 | 60 months (5 years) |
| Idaho | $752,000 | 60 months (5 years) |
| Illinois | $752,000 | 60 months (5 years) |
| Indiana | $752,000 | 60 months (5 years) |
| Iowa | $752,000 | 60 months (5 years) |
| Kansas | $752,000 | 60 months (5 years) |
| Kentucky | $752,000 | 60 months (5 years) |
| Louisiana | $752,000 | 60 months (5 years) |
| Maine | $1,130,000 | 60 months (5 years) |
| Maryland | $752,000 | 60 months (5 years) |
| Massachusetts | $1,130,000 | 60 months (5 years) |
| Michigan | $752,000 | 60 months (5 years) |
| Minnesota | $752,000 | 60 months (5 years) |
| Mississippi | $752,000 | 60 months (5 years) |
| Missouri | $752,000 | 60 months (5 years) |
| Montana | $752,000 | 60 months (5 years) |
| Nebraska | $752,000 | 60 months (5 years) |
| Nevada | $752,000 | 60 months (5 years) |
| New Hampshire | $752,000 | 60 months (5 years) |
| New Jersey | $1,130,000 | 60 months (5 years) |
| New Mexico | $752,000 | 60 months (5 years) |
| New York Under review | $1,130,000 | 60 months for nursing home care; community care rules differ |
| North Carolina | $752,000 | 60 months (5 years) |
| North Dakota | $752,000 | 60 months (5 years) |
| Ohio | $752,000 | 60 months (5 years) |
| Oklahoma | $752,000 | 60 months (5 years) |
| Oregon | $752,000 | 60 months (5 years) |
| Pennsylvania | $752,000 | 60 months (5 years) |
| Rhode Island | $752,000 | 60 months (5 years) |
| South Carolina | $752,000 | 60 months (5 years) |
| South Dakota | $752,000 | 60 months (5 years) |
| Tennessee | $752,000 | 60 months (5 years) |
| Texas | $752,000 | 60 months (5 years) |
| Utah | $752,000 | 60 months (5 years) |
| Vermont | $752,000 | 60 months (5 years) |
| Virginia | $752,000 | 60 months (5 years) |
| Washington | $1,130,000 | 60 months (5 years) |
| West Virginia | $752,000 | 60 months (5 years) |
| Wisconsin | $752,000 | 60 months (5 years) |
| Wyoming | $752,000 | 60 months (5 years) |
How we checked this
2026 home equity limits were compared across two Medicaid planning publishers and agree for every state. Asset limits are shown only where sources agree. Last checked: November 12, 2026. Laws change; confirm with the state agency or a licensed professional before acting.
Cross-checked sources agree Checked on official source confirmed on a government, court or legislature site From a statute-cited table one detailed source Under review sources disagree; read the note and the law.